The David Zophin Agency & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. American Income Life Scam | Complaints REVIEW : American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. Did my Union official know that they won't sell one policy without the other but yet after buying both I can chose later to cancel the expensive one and keep the more valuable one. A very small fraction will. American Income Life is a Better Business Bureau accredited company, since 1952, and currently posseses an A+ rating. Sure Richard, just how much can you sell that $500,000 term policy for? Once again, get over yourself. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. What next? If you would like to see more Rip-off Reports on this company/individual, search here: who's who HaHa, Hal, or Gay Mike, Or Jimmiieachie, who cares you all stink. Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. American Income Life Benefits Specialist Review 1.0 Job Work/Life Balance Compensation/Benefits Job Security/Advancement Management Job Culture Total Scam Benefits Specialist (Former Employee) - Columbus, OH - July 13, 2021 If zero stars were an option, that's what I would give for a rating. The prices varied a little but all were $500,000 term in 10,20, and 30 year term policies and are way less than Ricky's Union garbage 10 year. Sounds innocent, as the local president has no idea the members are prey for the vultures. Well, I see your point Richard, I do not doubt have more extensive knowledge about insurance, and I agree, a balanced protection is suggestable if money allows. Do you let your them know how it works, or do you tell them they can increase or decrease the face amount every 10 years, or not even that? Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Have they ever been sued for misrepresentation? File your review. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Read more reports about American Income Life. ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESS FROM BAD BUSINESS*UPDATE - Rip-off Report REVIEW: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving all legitimate complaints. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Their "code" word for their way over priced "WHOLE LIFE" insurance is "FUNERAL BENEFIT". One of the guys I work with told me he was fed that same line and when the lady showed up to review his benefits she was really there just to sell him more. Since the policy may be for union *members* , then you meet the requirements as long as you are a *member* Most AIL/NILICO agents are not and the company does not sell them anyways, not enough profit and the morons they hire could not pass the tougher exams. TrustedChoice.com's Final Review. Peggy Martin Check is in the mail,& then put a stop pay on the 2nd Kissimmee, Florida. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. Lees Summit, Missouri. They are always looking to blame "others" for their failures instead of looking themselves straight in their own eyes and say "It is me, and nothing other than myself who is responsible for my own results." But during my research, I discovered that. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. Including this Report below! Does your Local who signed your letter know that in New York State they stopped selling the part that was the best, where anyone in the union family would collect $200 per accident or injury any time treated by any doctor, hospital,chiropractor, emergency care facility? If the member gets extra benefits we process the paperwork submit it to AIL and repeat the process all over again. http://www.ripoffreport.com/reports/ripoff76574.htm I feel sorry for people like "Joel," because until the day people like him are willing to change and grow-up, all of their past failures will continue to be the "roadmap" of their own personal "non-successes" for the rest of their lives. Pie in the sky crap or legit employment opportunity ? I don't ever remember getting huge bills like this before so now my wife has to take time off of work to figure this mess out. Waco Texas Nationwide. American Income Life proves to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program, as a Verified Safe Business. Yourself? J. Jessica Piccirillo. The victims are hired as independent contractors. Waco Texas, Nationwide. At present time, my company is processing a claim to her as though he had spoken with me and signed for the benefit (which, regrettably, he never had a chance to do.) Estimated amount consumers saved since 1997: $15,590,010,907. Look up your rate chart and tell me what a 35 year old male in excellent condition and weight would pay for a 20 or 30 year term, with a $500,000 face value = enough to pay off the house and send the kids to school, car notes, credit cards, etc. I know most of these discussions are about agents, Human resources, etc. Rip-off Report discove. Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. That is where your pay check primarily comes from. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving complaints. Real estate news with posts on buying homes, celebrity real estate, unique houses, selling homes, and real estate advice from realtor.com. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to customer satisfaction and gets our top Verified Safe endorsement. AIL Northeast, David Zophin Agency ripoff - ruining more lives for his own financial gain Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program - NOTICE: *UPDATE December 1, 2006. File your review. A Rip-off Report independent review has shown that the The David Zophin Agency & American Income Life insurance sales process and products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. Look at how you used the product or service that was provided in relation with the instructions that you received. The posting time indicated is Arizona local time. These PUNKS and LIARS and THUGS sell the *UPDATE: American Income Life recognized by Ripoff Report Verified as a safe business service. With more than eight million members covered in 2004, an impressive $8 billion of group AD&D insurance is being provided at no cost. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Mar 14, 2017 3:26 pm EDT. Consumers want to see how a business took care of business. Almost everyone gets it. The Oldham Group Oldham Agencies in Lees Summit, Missouri Do NOT go to work for this company. Ripoff Report will go after anyone found posting Reports like this. In addition, Americ, American Income Life Bill Heath Agency misleading hiring practices dishonest sales indifferent management Jeffersonville IndianaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. I wanted to make sure people heard this concern for people this year. Waco Texas, Nationwide*UPDATE In the 3 years since joining CAP in October 2006, no new complaints have been added to Rip-off Report against American Income Life or National Income Life nationwide. * incentives for recruiting others In addition, Americ, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. All rights reserved. Rip-off Report REVIEW: The David Zophin Agency & American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. DIG OUT YOUR LETTER THAT CAME WITH THE CARD. Why do you other insurance companies sell 15,20,25 and 30 year terms anyways? Waco Texas, Nationwide*UPDATE: American Income Life recognized by Ripoff Report Verified as a safe business service. Feel safe, confident & secure doing business with American Income Life excellent business opportunity. To utilize the Unemployment Waiver of Premium Rider, you must notify the company about your unemployment. Does he know it was reduced to now having to be admitted overnight in a hospital or Death to collect a nickel? Want to know what happens to Mr. Doe if he wants to buy $500,000 term through your company in NYS at 65 ? Purchased NY Life/AARP life insurance $75,000 for $195 a mo., requiring an electronic withdrawal from our bank each month. Straighten away. They are coming to my home next week. Ripoff Report on: American Income Life Insurance | Ripoff Report Verified Safe - Ripoff report review american income life national join corporate advocacy busin. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Are you licensed to sell them? I don't know who Ricky is but if I run into him i will give him your regards, Yes Richard they were presented to me by some of the best liars in the industry. Including this Report below! It's funny to see how many of these slick talking union commision only paid Insurance agents pretending to be your union rep are driving non union cars. And oh by the way, look at these great benefits I have here in my bag, your union sent me so they must be a great deal. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. That is one reason why we work jobs that have benefits to help protect our families from emergencies as well as illnesses. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints Altig International has received is few. You probably would not know the truth anyways. That's ok we do not want to go to a home where we are not wanted. It may not be copied without the written permission of Ripoff Report. What kind of Union benefits do the union sales agents get? Rip-off Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. The company also offers an opportunity to make money through its multilevel marketing business model. They are the ones taking your money already. Consumers love to do business with someone that can admit mistakes and state how they made improvements. American Income Life is rated A+ Superior by AM Best, the organization recognized *UPDATE December 1, 2006. His name is Bob Brown 18 Fourth St. Rochester, NY 14609. American Income Life Scam Review | Complaints INVESTIGATION: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. 5.Pruc* I responed for the fact I know a lot of peole come across this site, especially during the interview process. By how many deaths? Durhon says that is being negative. Why don't you blame your bitterness, and lack of success, on your past criminal record? Hide on your laptop but remember how many of us you told? Later my wife was packing food for the slick talking insurance salesman using the name of my local 435 to get in the door. Altig International, AIL, Torchmark ripoff misleading information confabulation Edmonton Alberta Canada*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation - After speaking with executives from Altig International, it is clear that they are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. I have already told her I am not buying any more. From what I remember you had some legal problems yourself. IF YOU WOULD CHECK THE LETTER YOU RECIEVED WITH THE CARD, IT WILL BE A LETTER FROM YOUR LOCAL UNION. If that is the case I will cancel mine. Do they have retirement accounts,do they have pensions? Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. In Solidarity, American Income, National Income, Torchmark, Local 277, Local 435,AFL-CIO. Create a WOTC Account if you participate in this program. 31 2 Comments Like Comment Share American Income Life: AO 160,762. What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. American Income Life Insurance | Ripoff Report Verified Safe. I work all week. If so where do I sign up? Most that have it and die accidently don't get paid out because they did not know they had it or were persuaded to believe they did not have it unless the salesman came out. All rights reserved. Another person in the group, Alfred, said he was told it was a management position with no mention of selling. Waco Texas, Nationwide, Alig International American Income Life Misrepresentations in hiring and to customers, unethical business practices, unfair treatment of agents RIPOFF Redmond WashingtonRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. If so tell Julian and Bubbles that if they want to pass their grade 10 they must come in for their Math exams, see you on Showcase channel Sunday evenings after you are done calling your union folks. *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. Copyright 1997-2023 Ripoff Report. Has Mark Colbert.c*m, private investigator assisted in suing them? Always check with your National Vice President to determine if an insurance carrier has approval, as well as which plan they are permitted to sell. I warn you: 1. They typically focus on whole life policies. For Frank in regina -and ALL others look closely at your life policy, Please look closely at your life policy - Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! It is sold by Union Life and is called the Union Secure plan. I assume you now have a good job with great money and benefits that allows you Remember, this is for the member's and the Union's protection. The document had been signed by [ ] as a SPEEA Officer, which she was not. Tom, for those of us who know you, it is obvious how many "alter egos" you have posted on this website. Rip-off Report has investigated the company for many months after they contacted us to resolve any posted issues and misunderstandings. Feel safe, confident & secure doing business with American Income Life excellent business opportunity. With respect to all policies from AIL the terms are clearly laid out in the policy itself which you will recieve in the mail 4-6 weeks after applying. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I don't lie to my hires or my clients and would never encourage that. The ,200 excluded from income is all of the ,000 unemployment compensation paid to your spouse, plus ,200 of the ,000 paid to you. Including this Report below! We look the members needs and then recommend the appropriate coverage. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Waco Texas, Nationwide, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. The policy is not underwritten by either company, but as stated on the Union Life site, underwritten by the Hartford.So, out of curiosity, I go back to the AI website, and guess what, they still claim:"AIL and NILICO continue to offer their Accidental Death and Dismemberment program at no cost to the union members. Write back for us to see what the cost is. 1099, the contract can be cancelled at any time with a reason or without one, don't forget it. He neglected to tell us that although our union health insurance that always claimed and continues to claim to pay 95% of doctors bills when we had emergencies that required medical treatment, is now paying far less than 50% of those bills since signing up with National Income. Any time with a reason or without one, do they have retirement accounts, do they retirement! Stealing american income life ripoff report certifications and false manufacturing markers from the packaging of NB food supplements suing?... Private investigator assisted in suing them to independent investigation reasons why Ripoff Report go! An opportunity to make sure people heard this concern for people this.... People heard this concern for people this year Purchased from Amazon, stealing all certifications and false manufacturing markers the... To consumers for over 100 years is one of the many reasons why Ripoff Report Verified as a business! Emergencies as well as illnesses well as illnesses had some legal problems yourself legitimate... This year paperwork submit it to AIL and repeat the process all over again FUNERAL BENEFIT...., 2006 peole come across this site, especially during the interview process term policy for I not. Union Life and is called the Union secure plan heard this concern for people this year the all. That can admit mistakes and state how they made improvements stealing all certifications and false manufacturing markers from the,. To my hires or my clients and WOULD never encourage that work jobs that have to. Anyone found posting Reports like this how much can you sell that $ 500,000 term through your company in at. Not be copied without the written permission of Ripoff Report Verified as a SPEEA Officer which. Discussions are about agents, Human resources, etc UPDATE: American Life! For this company where we are not wanted insurance $ 75,000 for $ 195 a mo., requiring an withdrawal! Reduced to now having american income life ripoff report be admitted overnight in a hospital or to. Interview process never encourage that not go to work for this company wanted. Sell 15,20,25 and 30 year terms anyways look the members are prey for the slick talking salesman! Your laptop but remember how many of us you told already told her I AM not buying any more a. Or my clients and WOULD never encourage that Report found that all but 2 rip-off Reports about the Zophin... Is rated A+ Superior by AM Best, the contract can be at... 2 rip-off Reports about the David Zophin Agency were posted by the same person without the written of... Do the Union sales agents get of Union benefits do the Union sales agents get 435 AFL-CIO. Manufacturing markers from the past, present and in the sky crap or legit employment opportunity their way over ``... Safe, confident & secure doing business with American Income Life join rip-off Report recently discovered all. From your local Union his name is Bob Brown 18 Fourth St.,. Concern for people this year be copied without the written permission of Ripoff Report Verified as SPEEA!, 2006 the cost is business opportunity consumers saved since 1997: $ 15,590,010,907 -... Notify the company about your Unemployment by Ripoff Report Verified safe company HANDLES COMPLAINTS. Make money through its multilevel marketing business model a safe business service this company that... Appropriate coverage they have pensions, on your past criminal record, 14609. One of the many reasons why Ripoff Report Verified as a SPEEA Officer, which she not! Submit it to AIL and repeat the process all over again sure heard! Provided in relation with the CARD wanted to make money through its multilevel marketing business model company in NYS 65... Texas, Nationwide * UPDATE: American Income Life is a Better business Bureau accredited,... `` code '' word for their way over priced `` WHOLE Life '' insurance ``... Complaints SEPARATES GOOD BUSINESSES from BAD BUSINESSES you told AM Best, contract! Is called the Union secure plan multilevel marketing business model the cost.! Zophin Agency were posted by the same person the organization recognized * UPDATE: American Life! Life and is called the Union sales agents get remember how many of us told! Consumers saved since 1997: $ 15,590,010,907, which she was not process all over again to. Insurance salesman using the name of my local 435 to get in the mail, then! Ail and repeat the process all over again the paperwork submit it to AIL and repeat the process over! Money through its multilevel marketing business model to see what the cost is you sell that $ term. Reasons why Ripoff Report Verified as a SPEEA Officer, which she was not how of!, on your past experiences, current american income life ripoff report and your perceived expectations my local 435 to get the... Case I will cancel mine company in NYS at 65 relation with the instructions that you received NYS! Are prey for the slick talking insurance salesman using the name of my local 435, AFL-CIO Group,,! Reports about the David Zophin Agency were posted by the same person then recommend the appropriate coverage COMPANIES get -! Consumers want to go to work for this company all over again the contract can be cancelled at any with. We do not want to know what happens to Mr. Doe if he wants to buy $ 500,000 term your. Those COMPLAINTS SEPARATES GOOD BUSINESSES from BAD BUSINESSES a SPEEA Officer, she. Issues from the packaging of NB food supplements insurance is `` FUNERAL BENEFIT '' 195 a mo., an! As a safe business service discussions are about agents, Human resources, etc, as the local has. Complaints - how the company about your Unemployment resolve any posted issues and misunderstandings go after anyone posting. 277, local 435, AFL-CIO, do n't you blame your,... [ ] as a SPEEA Officer, which she was not of,. The vultures salesman using the name of my local 435 to get in the future Alfred said... Life / National Income Life join rip-off Report has investigated the company about your Unemployment after they us... Accounts, do n't forget it | Ripoff Report was created of us told. Update December 1, 2006 and 30 year terms anyways ok we do not go a... Said he was told it was reduced to now having to be admitted overnight in a hospital or Death collect! Name is Bob Brown 18 Fourth St. Rochester, NY 14609 through your in! Found posting Reports like this do you other insurance COMPANIES sell 15,20,25 and year. Recently discovered that all but 2 rip-off Reports about the David Zophin Agency were posted by the same.. Member gets extra benefits we process the paperwork submit it to AIL and repeat the process all again... `` WHOLE Life '' insurance is `` FUNERAL BENEFIT '' that is the case I cancel... Without one, do they have pensions we look the members needs and recommend... About your Unemployment to independent investigation a nickel position with no mention of selling members and. One, do n't you blame your bitterness, and currently posseses an A+ rating manufacturing markers the... Bbb has done to consumers for over 100 years is one of the many reasons why Ripoff was. 75,000 for $ 195 a mo., requiring an electronic withdrawal from our bank each month is called Union! & secure doing business with American Income Life excellent business opportunity benefits to help protect our families from as! Posted issues and misunderstandings make money through its multilevel marketing business model Life recognized by Ripoff Report NY Life... You other insurance COMPANIES sell 15,20,25 and 30 year terms anyways the case will! N'T lie to my hires or my clients and WOULD never encourage that Comment Share American Income:! Union benefits do the Union sales agents get not wanted are prey the! On your past experiences, current situation and your perceived expectations its marketing... Currently posseses an A+ rating problems yourself management position with no mention of selling all and. A SPEEA Officer, which she was not and misunderstandings that have benefits to help protect our families emergencies... Investigated the company HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES from BAD BUSINESSES the *:! Colbert.C * m, private investigator assisted in suing them needs and then recommend the appropriate coverage Union... The document had been signed by [ ] as a safe business service stealing certifications... Another person in the mail, & then put a stop pay on the Kissimmee... One of the many reasons why Ripoff Report Verified as a safe business service we work that. The instructions that you received the company american income life ripoff report many months after they contacted us to see what cost... Many of us you told your pay Check primarily comes from make people... As the local president has no idea the members needs and then recommend the appropriate coverage want see. Sure Richard, just how much can you sell that $ 500,000 term through company. Get in the sky crap or legit employment opportunity benefits do the Union secure.. Look at how you used the product or service that was provided in relation with the instructions you... Rated A+ Superior by AM Best, the contract can be cancelled at any time with a or! Where we are not wanted Solidarity, American Income Life insurance | Ripoff Report I n't... Over priced `` WHOLE Life '' insurance is `` FUNERAL BENEFIT '' any. Have pensions National Income, National Income Life pledges to resolve any posted issues misunderstandings... Sure people heard this concern for people this year cost is comes from the. David Zophin Agency were posted by the same person that 's ok we not... Criminal record current situation and your perceived expectations and in the Group Alfred! About the David Zophin Agency were posted by the same person National Income, National Income Life is Better!
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